Your Affordable & Trusted
Rent-To-Own Furnishings
Solution In Western KY & TN
Get flexible payment options on furniture, appliances,
electronics, and mattresses — no credit needed, with
fast, free delivery in Nashville/Madison & Louisville.
Your Affordable & Trusted
Rent-To-Own Furnishings
Solution In Western KY & TN
Get flexible payment options on furniture,
appliances, electronics, and mattresses — no
credit needed, with fast, free delivery in
Nashville/Madison & Louisville.
Start your Rent-To-Own Journey
Limited-Time Weekly Deals!
Top Rent To Own Products Available in Louisville, Madison & the Nashville Area!
The Champion Advantage:
Flexible Payment Options
your purchase plan can be bought out at any time!
No Credit Check Required
You're pre-approved, no credit needed, PLUS we accept all IDs (including international).
6-Month Same-as-Cash Option
This gives you the option of affordable weekly, bi-weekly, or monthly payments.
Free Delivery & Setup
Free door-to-door delivery & installation on rent-to-own items!
You’re Already Pre-Approved!
From short-term rentals to long-term rentals, our team will work with you to accomplish your vision.
Get Started
Your Community Rent-to-Own Store
Whether you’re ready to take your home to the next level or are just passing through the city, we welcome you! With unbeatable prices, quality products, and superior service, it’s no wonder our customers shop local to experience the incredible difference of Champion Sales and Lease.
Learn MoreFrequently Asked Questions
Rent-to-own allows you to take home furniture or appliances by making small weekly, biweekly, or monthly payments. Once you complete all scheduled payments or use an early purchase option, you own the item.
No. Rent-to-own is not financing or credit. You don’t need a credit card or loan approval. Instead, you lease the item with the option to own it after completing payments.
No credit is required. Rent-to-own companies generally do not run credit checks. Approval is based on income and ability to make payments.
If you miss a payment, contact your store immediately. Many companies offer flexible options, including grace periods or the ability to return items without penalty.
Yes. Most agreements include an early purchase option where you can pay less than the total contract cost by settling the balance early.
Ownership time depends on your payment schedule and the agreement. It may range from a few months to 24 months.
Most rent-to-own stores offer same-day or next-day delivery. Availability depends on the item and your location.
Yes, most stores provide free delivery and professional setup. Some also include free relocation or move services.
Rent-to-own stores offer both new and preleased items. Preleased items are usually discounted and inspected before delivery.
Rent-to-own stores carry popular name brands in furniture, electronics, appliances, and mattresses. Selection varies by store.
Rent-to-own agreements typically include free repair or replacement during the rental period. Contact your store for service.
Yes. Items are covered during the rental term, and many also include manufacturer warranties.
Yes. Rent-to-own is flexible—you can return items at any time without penalty. You won’t owe future payments after the return.
Many stores offer a reinstatement period (often up to 6 months) where you can resume your agreement on the same or comparable item.
Yes, rent-to-own typically costs more than paying cash. However, it provides flexible payments, no credit needed, and the ability to return items anytime.
Rent-to-own offers predictable payments, no debt risk, and no interest charges. Unlike credit cards, you can return items if needed without long-term financial obligations.
Contact your store. Many rent-to-own companies offer relocation services or transfer your agreement to another location.
Yes. Many stores let you browse and apply online, with local delivery handled by your nearest store.
Yes. Rent-to-own companies usually require proof of steady income and a valid ID to approve your agreement.
Yes. Depending on your income and approval, you can rent more than one item, such as a living room set and an appliance, under one agreement.
Find Your Nearest Location Today
Champion Sales and Lease is a local, family-owned company that puts people first and values our community.
